Skip to content
Fizen
PL

Open banking for you, your business and your customers

Account data, account-to-account payments and AI assistants across 40+ banks in CEE. Through an API, a widget, MCP or the payment gateway.

Trusted by, among others:

  • PKO Finat
  • Polskie ePłatności
  • Finansowo
Example conversations with an AI assistant connected through Fizen MCP, for a family, someone checking recurring costs, a freelancer, a small business, the CEO of a large company and someone saving up. The assistant answers from account data.
2 of 16

Works with:

  • Claude

In testing:

  • ChatGPT
  • Gemini
  • GitHub Copilot
  • Le Chat

Three pillars, one infrastructure

Data, payments and AI agents run on the same bank connections, the same user consent. Access through API, widget, MCP or the payment gateway.

Data

Your customers' bank account data, with their consent, from 40+ banks.

Explore data

Business account, latest operations

  • Incoming: Nowak Sp. z o.o.+PLN 6,200.00
  • Social security (ZUS)-PLN 1,774.10
  • Office rent-PLN 2,100.00

AIS

AI agents

Connect Claude, ChatGPT or another agent to bank accounts. Legally and read-only.

Explore Fizen MCP

AI assistant with Fizen MCP

How much did I spend on fuel this month?

In October, 7 transactions at petrol stations, PLN 1,284.60 in total. That is 12% more than in September.

Three ways in

  • APIREST + webhooks

    Payments and data straight in your system. Statuses and new transactions arrive by webhook.

  • WidgetFizen Connect

    A ready screen for choosing the bank, consent and payment. Embed it in your app or shop instead of building your own.

  • MCPmcp.fizen.com

    A server for Claude, ChatGPT and your own agents. The assistant reads balances and history, read-only.

    Works with
    • Claude
    In testing:
    • ChatGPT
    • Gemini
    • GitHub Copilot
    • Le Chat

40+ banks in 6 Central and Eastern European countries

One integration gives you retail and business banks across the region.

Full bank list and status

Poland

15
  • Bank Pekao
  • BNP Paribas
  • ING Bank Śląski
  • PKO Bank Polski
  • Erste Bank Polska
  • Alior Bank
  • mBank
  • Bank Millennium
  • VeloBank
  • Credit Agricole
  • Bank Pocztowy
  • BOŚ Bank
  • Nest Bank
  • Citi Handlowy
  • Inteligo

Czech Republic

6
  • Raiffeisenbank
  • UniCredit Bank (Testing)
  • Komerční banka
  • ČSOB
  • Česká spořitelna
  • MONETA Money Bank

Slovakia

6
  • Slovenská sporiteľňa
  • Tatra banka
  • Raiffeisen banka (Tatra banka)
  • ČSOB
  • UniCredit Bank
  • Prima banka (Sandbox)

Hungary

7
  • Raiffeisen Bank (Testing)
  • Erste Bank (Sandbox)
  • UniCredit Bank (Sandbox)
  • OTP Bank (In progress)
  • K&H Bank (In progress)
  • MBH Bank (MKB) (In progress)
  • MTB Magyar Bank (In progress)

Romania

6
  • Raiffeisen Bank (Testing)
  • UniCredit Bank (Sandbox)
  • Banca Comercială Română (Sandbox)
  • Banca Transilvania (Sandbox)
  • BRD Groupe Société Générale (Sandbox)
  • ING Bank (Bucharest branch) (Sandbox)

Lithuania

1
  • Revolut (Testing)
  • Production
  • Testing
  • Sandbox
  • In progress

Deployments running in production

PKO Finat, Kropka lottery

100,000

receipts a month verified through AIS

PKO Finat, Kropka lottery

In the Kropka lottery, Fizen confirms, with the participant's consent, that an added receipt matches a real transaction from their account.

It was one of the most pleasant and trouble-free integrations of my career in digital banking. Together we proved that PSD2 and open banking do not have to come with a pile of technical problems.

Wojciech R. BolanowskiHead of Mobile at PKO Finat, Adviser to the CEO at PKO Bank Polski

For your industry

All industries

One API for payments, data and MCP

REST with webhooks for payments and data, the Fizen Connect widget for bank choice and consent, an MCP server for agents. The sandbox with test banks works from day one.

Documentation

curl -X POST "https://api.sandbox.fizen.com/[payment initiation path]" \  -H "apiKey: [YOUR_API_KEY]" \  -H "token: [YOUR_TOKEN]" \  -H "Content-Type: application/json" \  -d '{    "amount": "149.00",    "currency": "PLN",    "description": "Order 10482",    "recipientIban": "[recipient IBAN]",    "redirectUrl": "https://your-shop.com/payment/return"  }'

Security and regulation

Security in detail
Regulated service
Fizen provides the account information service (AISP), KNF no. AISP13/2022. Payments are initiated by our partner Meest Transfer Sp. z o.o., a licensed payment service provider (KNF, AKPP/27/2024).
PSD2 and GDPR
Data only through the banks' official APIs, with the user's explicit consent, for the purpose they agreed to. We do not sell data.
DORA and testing
ICT risk register, incident reporting, annual penetration tests.

Try Fizen on your own data

We set up business accounts and API keys after a short conversation: tell us what you do and we reply within one business day. For yourself, you can start right away.

Email [email protected]Book a call
Data for yourself, Personal plan
PLN 0
Data for a business, per month, developers from PLN 249
from PLN 79
Payments, per transaction, no fixed fees
0.5%
See full pricing